![]() What can you do to reduce your risk of flooding? Be prepared to provide documentation of the damage, including photos and a detailed inventory of your belongings. If your property is damaged by a flood, you should file a claim with your flood insurance provider as soon as possible. It’s important to read your policy carefully and understand what is and isn’t covered. It’s important to work with an insurance agent who can help you determine the appropriate coverage for your needs.įlood insurance policies typically do not cover damage caused by sewer backups, water seepage, or mold. ![]() The amount of coverage you need will depend on several factors, including the value of your property and belongings, the risk of flooding in your area, and the level of protection you want. It can also cover the cost of temporary housing or business relocation if necessary. In fact, more than 20% of flood insurance claims come from properties outside of high-risk flood zones.įlood insurance covers damage caused by floodwaters, including damage to your home’s structure, your personal belongings, and your business property. However, it is not limited to those areas, and anyone can purchase a flood insurance policy. ![]() Here are some important things to know about flood insurance:įlood insurance is essential for anyone living in a high-risk flood zone. Flood insurance is an essential protection for homeowners and businesses that can be affected by flooding, and it is crucial to have a clear understanding of the insurance policy you purchase. ![]()
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